PRODUCER BULLETIN

Re: Corporate Office Relocation

To our producers:

We have relocated our Corporate Headquarters to the Metro Center Tower in Foster City, California. Metro Center is a spectacular multi-building property that supports the operational requirements created by our significant growth and accommodates plans for future expansion.

The Metro Tower is conveniently located between San Francisco and San Jose near the junction between Highways 101 and 92. Its convenient access to three Bay Area airports: 15 minutes north to San Francisco International, 30 minutes south to San Jose International, and 45 minutes east to Oakland International make access to the building easy for producers visiting our office.

Our new physical address is:

Applied Underwriters
950 Tower Lane
14th Floor
Foster City, CA 94404

Our mailing address, telephone and fax numbers remain unchanged.

Please contact your Agency Manager or Business Development Representative with any questions regarding our move.

Carl DeBarbrie
Sr. Vice President